Saving Money

Yup, it's one of the new years goal I have decided to stick to. I was browsing pinterest and I came across a pin on how a family paid off their house in 5 years with ONLY one income and they even had two kids during the process. I'm really excited to start this and Kenny has already agreed and is 100% on board. With the help of Dave Ramsey's baby steps and all the stuff I have pinned on my defeating debt & saving money pinterest board, I think I'm going to have a pretty nice headstart until I'm not alone in the house anymore. Obviously I won't be starting a $1,000 savings account alone lol, but I am definitely going to start budgeting myself more strictly with groceries, and watching my utility use around the house. 

I don't really think I'll be following Dave Ramsey's baby steps 100%, I'm not really sure how I feel about investing since I know nothing about it. I know I could educate myself but idk, I'll think about it. Some of his ideas are pretty amazing.... you list all your debt from highest to  lowest (which is only 4 things for me) and you pay them off starting from the lowest first. I know this kind of seemed like a no brainer... but I think just seeing the positive outcome with someone else it kinda just clicked.

Regardless, I'm SUPER excited to start... my JcPenneys card is already almost paid off and then next my focus will be my student loan and the minimum payments I was using for my card will go to the loan plus the minimum it already requires... hope that makes sense lol. Alright, welp that's all for now, I gotta find something else to occupy my time with while Kenny is at work.